A HYIP For Making Money Online! (Before Go Into HYIP)

When you invest in HYIP programs you should understand that you are taking a risk. The information in this article is based off of statistics and personal opinion.
1. Accept that many HYIP's are ponzi's you can still make money off of ponzi scams. When you accept that many HYIP's are ponzi's you are on your way to becoming a great investor. HYIPs with low ROI (long term HYIPs) are often safer to invest in, but it still doesn't diminish the fact that they are ponzis. Long term HYIPs last 3-12 months. Mid term HYIPs last 2-6 months on average. Short term HYIPs last only a few days. Do not take any special pride or interest in any one HYIP. Think of it as a game, you win some, you lose some, however if you are smart about it, your "gaming score" will rise above the others.
2. First in, first out. To earn a lot of money in the HYIP arena, you have to get the "timing" down. If there is a great program that comes out, and if it takes the status of a short term/mid term HYIP and you have yet to invest in it, perhaps you should wait for the next golden HYIP to come out. Golden HYIPs are those HYIPs that have a nice design, good support, and make you feel like you have a "safe-investment". The reason you do not want to invest in a short term HYIP while it has been out for a week, is that, statistically speaking, short term HYIP's last only a few days, only a few hit a month status. If you don't wait the week, and decide to invest your funds in the HYIP the current week, you may not get your funds back, depending on the HYIP's investment terms. That's why it may be safer to wait until the next golden HYIP comes before you invest into a good one that is out at the current time. Basically the first in and first out rule goes like this. A program is created. If the program has: a. A decent site b. Semi honest admin c. HYIP monitors d. Accurate reports of where members invested money are dispatched then this is definitely a good ponzi to consider investing in. On day one you should wait and see what investors are saying about the program and how the Admin reacts to members problem. On day two you should see if the admin is still helping out members, and if everyone is still happy, if everything is going as planned, you can now take your test spin investment. Your test spin investment obviously will vary considering what type of program it is, so choose an amount you won't cry if you lose. Wait until you receive your money back before taking your next actions.

3. Decent site = decent cash. A lot of HYIP sites created now days have no care put into them. If a website looks like a 5 year old created it, why should you feel secure that your money is invested in such a site. The more money an HYIP admin. puts into his HYIP, the slower he will run away scamming, due to the fact that he wants to get his ROI back as well. If a HYIP. has a nice flash banner, custom designed script, security flaws fixed, and it's own little goodies then you can assume the site is decent. Thus the cash will be decent. With sites like this, you can wait a few days to see if everything is still under control but do not wait over a week. You will also want to watch out to see how much money is invested into HYIP monitors before any members investments are put in. If he invested $300 of his own money into a handful of HYIP monitors, you then know he isn't using members funds to invest into the HYIP. If that is the case, you can assume that he won't be scamming on the first few days of the HYIP as he's going to want to be able to make his money back.

4. Rates/referral system. I will not tell you to investigate the rates of a program to determine if a program is a scam or not. By now you should willingly know that almost every HYIP you see is a scam. However I will say with rates, you can tell how long a
program will last, which will determine how long you have to make a profit. 1% - 3% a day: two months - one year programs with a ROI of 1-3% usually last the longest. They can span for a couple of months, to sometimes even a year before shutting down. Many investors get scared when investing into these types of programs however, because you usually have to have a large capital to make any profit. When investing in these type of programs, what I suggest you do is divide the amount of money your willing to spend into multiple programs, that way you are not relying on one program. For example, if you are willing to invest $1000, I would recommend you to invest $250 into 4 different "reliable" HYIP's, rather then dumping the whole $1000 into one program. You will most likely make the same profit as if you would have if you invested the whole amount into one HYIP, however the risk will be lower, and your investment will be safer. 4% - 12% a day: 1 month - 6 months. These programs typically last 1-6 months. It is recommended that you diversify your money into a couple of programs when you see rates like this. Getting in first is usually vital for these type of programs, that way you can be surethat you will receive your investment back first. When investing into these sites, make sure that they follow 3'. 110% -200% a day: one day - two weeks. These are known as ponzi scams - straight out. What you basically want to do is follow the "Get In - Get Out" approach. Even though these programs offer 110-200%, it is really more like 10-100% of your profit due to the fact that your initial investment is usually not returned to you. If a HYIP Admin of such a program bites on the claim that the money generated back to the members are from trading and FOREX, don't even bother investing, the admin. is obviously lying and it isn't worth your time. If a program offers a referral rate over 10%, this most likely indicates that they are in a need of investors quick and that they
may have a shorter life span then normal. You will want to look for programs with referral rates of 1-7% as this is more safe. With that being said, you can still make money with programs offering referral rates of 10-15% if you use caution and are ready to pull out at any time.
5. Short term/middle term/long term. Short term: short term HYIPs are the fly-by-night HYIP's. They only last a few days and they usually have no real source of creating an income for it's members. Admins usually often run "games" which restart when the withdrawal percentage reaches a certain amount of money. The best way to profit from games is to deposit when the new round starts. You may want to wait two-three rounds to see if the program is legitimate, rather then investing in round one. As soon as a new round starts, you need to invest, being one day late can make the difference of receiving your money, or losing it all. Short terms are usually the riskiest, but if played right, can be the most profitable. You can identify short term/middle term/long term HYIP's in 4'. Middle term: these HYIP's usually last longer and usually offer fun twists and turns that not only make the HYIP interesting, but sometimes also fun. These can last up to months, and if you get in and out at the right time you can make a lot of money. Long term: these HYIPs usually last for a couple of months to years. These HYIP's offer the lowest amount of risk, however the highest amount of investment. You can make money with these programs if you know how to identify if the program will last a while. I do not recommend investing more then $1000 into any HYIP.

6. Due diligence. When I say due diligence I do not mean that you need to identify if the program is a ponzi or not. If you have learned anything from this e-book, it should be that almost all HYIPs are ponzis. However what I do mean by due diligence is take
what the admin gives out to you and identify if it's true or false. For example, if a program offers 10% daily, and the admin claims to invest members funds into FOREX, you can assume he is lying as, receiving such a ROI investment daily in FOREX is almost impossible. You can also use due diligence to further research the HYIP. If the admin says his program been around for months, you can check the status of the domain by using the site www.alexa.com if it shows that the website in fact been around for months, perhaps the admin is telling the truth. Some things to remember. Anything above 2% daily is hard to receive in any stocks/forex/etc.

7. Do not compound. You may think that you are making more money when you compound into HYIPs but in reality, unless that money is in your e-gold account, the money is not your money yet. This is why I do not recommend that you compound, and if you do at low amounts. If you compound, you basically allow the HYIP admin to hold on to your money longer, and this can make a the difference of you receiving your money, or losing it all. The only time you should compound is if you have reinvested in the program a couple of times and confident of the program. This law is short, but is one of the most important, compounding is dangerous, and until you develop your own HYIP investing strategy, and your own "terms of riding the Ponzi" I do not suggest doing such for beginners, otherwise you may keep on asking yourself why do you keep on losing all your money. If you still refuse to listen to the advice, I
suggest that if you DO compound, only do so in long term HYIPs, never in short-mid term HYIPs.

8. Initial Investment. When you first invest in an HYIP, the first thought in your mind is when are you going to be receive your initial investment back. Do not think about investing more, for the idea that you may earn more money. This is letting your emotions over-run you, which is something that you should not do. Your initial investment should not be compounded, and should be at the plan which you receive your money back the fastest. When you receive your initial investment, that is when you should play with your profits. If you want to come out ahead, put 75% of your profits back in. Doing so will allow you to earn some money, even if the HYIP closes and scams. If you come out at a loss, and are unable to receive your initial investment, look back at some things you did and what you could have done to avoid the loss. Identify the reasons that the program may have scammed earlier then anticipated and use that information in your future investment decisions with other programs. Compounding on profits is recommended, but not on your principal money. Compound on profits only this way you do not lose your initial investment. For each dollar lost, there is a new skill gained.

9. Reinvesting. After receiving your initial investment, you have the options of reinvesting the money, or if you are unsure about the HYIP at this point, you can keep the profits and reinvest it into another HYIP. When reinvesting in the program, you should only play with profits. Doing so is less risky as you are not risking your own money at this point. This means you can compound the money perhaps at 50%, put it in riskier plans, etc. For each payment paid, you should only reinvest the profits of the profits invested, that way, you always come out ahead.

10. Receiving Your Cash. You followed the above techniques, made yourself some money, and now you have a large sum of e-gold in your account and it's just stuck. How do you convert your money into physical cash? You have to do so via a third party exchanger. When you want to receive your e-gold, you will have to pay a small fee, and what you are doing is "selling" your e-gold. You can receive your money via bank wire, direct deposit or check but if you do bank wire or direct deposit you usually receive your money in 24 hours rather then having to wait for a check in the mail, which takes longer. You should cash out when you reach $200-$500 or more. This protects you against losing large amounts from hackers. Also be safe, and change your e-gold password frequently and scan for viruses, as many keylogger programs and phising websites are hijacking e-gold accounts at a tremendous rate. When investing in HYIPs make sure your password for the HYIP is not the same .

11. Invest or not. If you can yes to 7/10 of the below then you should invest in the program:
- Does the things the admin say match up with the HYIP?
- Does the admin backup his claims (for ex: investing in forex)
- Does the HYIP offer good support for it's investors?
- Does the admin hide anything from it's investors? If so, is there a reason why he is hiding them.

- Does the admin offer accurate claims of where the money is invested? Can he prove those claims.
- Does the admin tell the truth about the program? (Ex: If the site says it's created on 2002, was it really?)
- Are investors of the HYIP happy?
- Is there a 50:1 ratio on HYIP monitors? That means for every 50 good votes, there is 1 bad vote.
- Does the admin answer your direct questions on time?
- Does the admin admit that the HYIP is a ponzi?

So You Want To Earn Online?

It's not all that difficult to make a few dollars each month from your online activities. Most sites pay in US cash and a quick $5 to $10 is just fine for those who live in countries where there is a high conversion rate. This can actually work out to a couple hundred in local currency for them. However, this amount really isn't worth the time or the effort for most people. That's why you need a plan. Here are some of the key money making tips that should be included in your strategy.
1. Open A Payment Account:
It doesn't make sense to join all these programs and they have nowhere to send your money, now does it? Payment differs by program but, by and large, there are a few common methods.
- If you live in one of the supporting countries, it would be a very good idea to open a Paypal account. This is one of the most recommended payment methods and is accepted pretty much everywhere online. You are allowed to withdraw cash and it is very easy to use.
- E-Gold is becoming increasingly popular with more and more online merchants accepting it. The one downfall of this program is that, while you can easily transfer funds online, you need to go through a third party to withdraw funds as cash. I would highly recommend E-Gold only if you plan on using your earnings online. Worldwide.
- I have heard this next program referred to an E-Gold without the restrictions. Moneybookers has also been increasing in popularity and is even being accepted by domain registrars such as Registerfly. There are a number of ways to fund your account and they are worldwide. Unlike E-Gold, you can withdraw your cash directly.
- Some affiliate programs will offer to pay by Cheque or Money Order. If you want access to your money ASAP then this may not be for you, but it's a good option for those who prefer to see concrete evidence of their earnings. However, the associated fees might make it more profitable to look into another payment method.
There are a number of new programs that have recently come out. I have never used any of these but I have heard good things so far in the 'Get Paid' forums about AlertPay. Another new program is GreenZap.
2. Get An Email Address:
Once you sign up for these programs, you are going to start getting a lot of emails. You can choose to read your emails at your Site Inbox but if you are sticking to only 'Paid to Read' programs, I would strongly suggest having your emails sent to your own mailbox so that you can have everything conveniently in one place. That being said, you don't want your personal email address being cluttered by endless messages. Get an address that you intend to use strictly for online earnings activities. A good choice is Yahoo.com as they offer a huge mailbox and you can filter your incoming emails by program. However, they will send most of your emails into the bulk folder unless you add the addresses to your contacts list so you need to keep checking. Another good bet is Mail2world.com with a 250MB mailbox. Do not use a Hotmail account. Unless you live in the USA and can access the 250MB mailbox, or you intend on checking your email a few times each day, you are going to have a lot of bounced messages.
3. Join Only As Many Quality Programs As You Can Handle:
You know, when I first started this, I made the most common mistake ever...I joined every program I could find. I was convinced that I could keep up and for a couple weeks I did. Then I started getting overwhelmed. There was just too much to do...too many emails to read....too many banners to click...too many sites to surf. The end result? I got completely frustrated, left all of the programs and made exactly $0. After a while I decided to try again, but I was careful this time...I drew up a plan and I did my research. I joined only a few 'Paid to Read' programs that were the most recommended online. Little by little, I was able to join a number of different types of programs (including surfing programs) and generate a small but steady income stream with just a moderate effort on my part. What's the moral of the story? Do only what you can handle. If you know you're not going to be able to be online everyday then don't join 'Paid to Click' sites because these only work if you can devote at least half an hour each day to clicking links. If you know you can't sell anything to save your life then don't join the high paying affiliate programs that everyone else is joining because you'll be trampled by the competition. If you try to do too much, you'll end up wasting your valuable time.
4. Construct A Spreadsheet:
So you've joined all these different programs. How are you planning to remember each and every one of them? The best way is to construct a spreadsheet. Include the name of the site, your user ID, your passwords (especially if you a different one for each site), what the program involves (reading email, clicking links, etc.), value of each action, payout levels, your referral link and the number of people in your downline. It's also a good idea to update your current earnings at the end of each month. This way you'll never lose track of your information.
5. Re-Invest Your Earnings:
If you've been following the steps so far, you'll have quite a little list of high quality programs going. Most, if not all, of these you would have joined as a free member...which is how it should be. However, once you've actually started earning money, you'll want to put at least some of it back into your memberships. Why? Paid memberships often come with benefits, from no minimum payout levels to higher earning opportunities. Simply put, you can earn a lot more as a paid member and it's usually quite cheap to join.
6. Build Your Own Site With Your Own Domain Name:
Remember when I told you to include all your referral links on your spreadsheet? Well, you're going to need them now. Don't let anyone fool you. Yes, you can make a decent amount from just participating in the programs you've joined, but the real money lies in building your downline. What does this mean? Your downline includes all the people who have joined using your referral link. You then earn a small percentage when they actively participate in the programs. You'll want as many people as possible joining under you and that's why I'm so particular about recommending only quality programs. You don't want to make a bad reputation for yourself. You only make money from your downline for as long as your referrals stay active. But how do you get the word out? You build your own website of course. You can do this a number of ways.
If you have a program such as Microsoft Frontpage, or it's free alternative NVU, installed on your computer you can construct your own pages from scratch with minimal difficulty or you can download free templates from the web and just add the content. If not, a number of hosts offer at least a basic editor that you can use online. One of the best that I've come across is offered by Yahoo Geocities. Now, you may choose to go with a free host and the decision is entirely up to you, but there a few disadvantages to this approach. Firstly, most reputable free hosting companies offer packages that include extensive advertising (banners or pop-ups) that may detract from your site. Secondly, some free hosts are not reliable and you stand to lose your site when they either fold or switch to paid packages with no prior notice. If you prefer using a free host, use a host that has been around a while and has a good reputation. I would recommend either Geocities or Tripod but you can do a simple search on Google to find one that may be more suited to your needs. Whatever you decide, a domain name is a must. You want a name that people can easily remember. If you have any experience with website design or you're a quick learner, I would highly recommend that you purchase a domain name from a registrar who offers free hosting such as GoDaddy, download NVU, and build your own pages. A major point to note, search engines don't like link farms (read more in the last section).
7. Get Some Products:
So you've joined your programs, gotten your referral links and built your website. Now what? Well, if you're satisfied with what you've gotten so far then you don't have to read any further. If you want to boost your earnings significantly then you're going to have to learn how to be a salesperson...and to be a salesperson, you've got to have something to sell. Now, you can try to come up with a product of your own. For example, I could have taken this information, made it into a e-book and then charged you for the privilege of reading it. However, it's much easier to just sell someone else's product and keep a share of the profits, i.e., become an affiliate. To this though, you have to know your own capabilities. While you may be tempted to go with bigger brand names or very high-paying affiliate schemes, you must face the fact that everyone else is going to think just like you. This is where the concept of niche marketing comes in. Determine your target audience and join selected programs that would be of interest to them. For instance, if you are targeting webmasters, you would want to affiliate yourself with sites that offer domain names, hosting, software, etc.
Marketing e-books is also a good starting point. There are a number of sites that offer free e-books which you can either give away as an incentive or resell and keep all the profits. However, many of these have a minimum price at which you can sell the e-book individually and this can be quite high. My best advice... put together a package. This will make it more attractive to potential buyers and you can be more competitive with your pricing.
You should always give your visitors as much information as possible about the programs/products you are referring them to. You will have a better chance of someone following one of your links this way rather than just having a pretty, but uninformative, banner or ad.
8. Promote Your Site:
Congratulations. You've made it to the final step in your journey into online earning. All you have to do now is to promote your site and you can do it without paying a cent in advertising if you so choose. There are a number of ways you can do this:
- Search Engines: Most of the bigger Search Engines will allow you to add your site to their directories for free. There are a few things you must do first though. You should recall I said before that Search Engines don't like link farms. This is especially true with Google. A link farm is essentially a site that has no actual information and just a list of links. If you have a site like this, Google will very likely refuse to add you. If you've followed my advice and given your users enough information then you'll be safe. Now I want you to look up these terms online - Meta Tags, Keyword Density, and robot.txt. You need to know about these things and correct any mistakes in your site before you submit it to the Search Engines. Note that the time it takes for your site to be added to the directory depends on the Search Engine.
- Traffic/Hit Exchanges: This is one of the most popular ways to get traffic to your site. Remember earlier when I told you to join a few 'Paid to Surf' sites even though you didn't have a website yet? Well, now you're going to upload your website URL to those sites and assign the credits you've earned. Don't bother to do this with Autosurf sites. No one actually looks at the ads on these. You'll want to use Manual Surf sites so that there is at least the possibility that a visitor may be curious about your site and visit it. A variant of this is the Banner Exchange where you place a banner on your site you earn credits each time your banner is viewed. This can bring in additional traffic but I wouldn't recommend it if your site already has a lot of banners.
- Classified Ads: There are quite a few sites that allow you to post classified ads for free. Remember though that your link will go down as one of many and there may not actually be a lot of people visiting the ads site. Seriously, when was that last time you visited a free classified ads site online? You may bring in a few visitors but don't let this be your main method of advertising.
- Ezines: There are so many ezines out there now that it's becoming a really good way to advertise. It is also very cost-effective. In some cases you may even find an ezine owner who is willing to post your ad for free in exchange for a service or ad space on your site.
- Paid to Read Sites: Huh? That's right...you heard me. You can use the same sites that you're a member of to advertise your referral links to other members. This is especially good if you're advertising other paid opportunities. Rates are often very cheap or, if you prefer, join a site or two that lets you redeem your earnings for ads as opposed to cash.
Well, that's it. I sincerely hope that you're successful in you online earning ventures. What's my final piece of advice? If you want to reel people in to your site, it's always a good idea to use bait. Offer some free stuff. It can be anything, as long as it's free....and it's good. Don't offer anything that you yourself wouldn't like to have.

Do Not Trust Everything One HYIP/Autosurf Forum Says

I want to say some words about money making forums. There are so many out there that you must realize that not all of them are 100% accurate. To fully understand the concept we can divide HYIP/Autosurf/Online Money Making Forums in 2: Regular Forums and Forums maintained by one investment program. Because of the fact that these forums can offer important information about such sites many members constantly join them and can be mislead. Let us take both types and analyze them a little.
Forums maintained by one investment program.
Many hyips and autosurfs out there (better said the vast majority of them) will run a forum for its members. Such a forum is opened in order to discuss problems and offer support for its members. Although it can solve a lot of problems, mainly script errors and situations in which payment was not received, it can also cause some misleading. The biggest problem in this case is forum ownership. The owner is also the admin/webmaster/individual running the investment program. You can imagine the fact that he is also the main moderator and if he/she has bad ideas in mind (IE. to scam members) you will never see one thread that will speak badly of that site. Such forums need to be avoided when deciding about investment!
Regular Forums.
Such forums are led by an outside source. The admin and moderators are usually not leading investments in any official HYIP/AUTOSURF. This basically means that they do not own such sites. They are just regular investors like any of us! These are the forums you really need to check out before investing. Unfortunately these are also not safe. They can quickly become one sided as well. What you need to be on the look-out for is a forum that allows members to express their experience with a given investment site without censhorship! Any forum that will delete one of your negative posts does not deserve you as a member so why care? Go to one that really counts and is 100% objective!
To sum up I recommend some forums you should check out if you are serious about using forums to find out more about investment sites:
Talkgold
MoneyMakerGroup
TheHyipForum