A HYIP For Making Money Online! (Before Go Into HYIP)

When you invest in HYIP programs you should understand that you are taking a risk. The information in this article is based off of statistics and personal opinion.
1. Accept that many HYIP's are ponzi's you can still make money off of ponzi scams. When you accept that many HYIP's are ponzi's you are on your way to becoming a great investor. HYIPs with low ROI (long term HYIPs) are often safer to invest in, but it still doesn't diminish the fact that they are ponzis. Long term HYIPs last 3-12 months. Mid term HYIPs last 2-6 months on average. Short term HYIPs last only a few days. Do not take any special pride or interest in any one HYIP. Think of it as a game, you win some, you lose some, however if you are smart about it, your "gaming score" will rise above the others.
2. First in, first out. To earn a lot of money in the HYIP arena, you have to get the "timing" down. If there is a great program that comes out, and if it takes the status of a short term/mid term HYIP and you have yet to invest in it, perhaps you should wait for the next golden HYIP to come out. Golden HYIPs are those HYIPs that have a nice design, good support, and make you feel like you have a "safe-investment". The reason you do not want to invest in a short term HYIP while it has been out for a week, is that, statistically speaking, short term HYIP's last only a few days, only a few hit a month status. If you don't wait the week, and decide to invest your funds in the HYIP the current week, you may not get your funds back, depending on the HYIP's investment terms. That's why it may be safer to wait until the next golden HYIP comes before you invest into a good one that is out at the current time. Basically the first in and first out rule goes like this. A program is created. If the program has: a. A decent site b. Semi honest admin c. HYIP monitors d. Accurate reports of where members invested money are dispatched then this is definitely a good ponzi to consider investing in. On day one you should wait and see what investors are saying about the program and how the Admin reacts to members problem. On day two you should see if the admin is still helping out members, and if everyone is still happy, if everything is going as planned, you can now take your test spin investment. Your test spin investment obviously will vary considering what type of program it is, so choose an amount you won't cry if you lose. Wait until you receive your money back before taking your next actions.

3. Decent site = decent cash. A lot of HYIP sites created now days have no care put into them. If a website looks like a 5 year old created it, why should you feel secure that your money is invested in such a site. The more money an HYIP admin. puts into his HYIP, the slower he will run away scamming, due to the fact that he wants to get his ROI back as well. If a HYIP. has a nice flash banner, custom designed script, security flaws fixed, and it's own little goodies then you can assume the site is decent. Thus the cash will be decent. With sites like this, you can wait a few days to see if everything is still under control but do not wait over a week. You will also want to watch out to see how much money is invested into HYIP monitors before any members investments are put in. If he invested $300 of his own money into a handful of HYIP monitors, you then know he isn't using members funds to invest into the HYIP. If that is the case, you can assume that he won't be scamming on the first few days of the HYIP as he's going to want to be able to make his money back.

4. Rates/referral system. I will not tell you to investigate the rates of a program to determine if a program is a scam or not. By now you should willingly know that almost every HYIP you see is a scam. However I will say with rates, you can tell how long a
program will last, which will determine how long you have to make a profit. 1% - 3% a day: two months - one year programs with a ROI of 1-3% usually last the longest. They can span for a couple of months, to sometimes even a year before shutting down. Many investors get scared when investing into these types of programs however, because you usually have to have a large capital to make any profit. When investing in these type of programs, what I suggest you do is divide the amount of money your willing to spend into multiple programs, that way you are not relying on one program. For example, if you are willing to invest $1000, I would recommend you to invest $250 into 4 different "reliable" HYIP's, rather then dumping the whole $1000 into one program. You will most likely make the same profit as if you would have if you invested the whole amount into one HYIP, however the risk will be lower, and your investment will be safer. 4% - 12% a day: 1 month - 6 months. These programs typically last 1-6 months. It is recommended that you diversify your money into a couple of programs when you see rates like this. Getting in first is usually vital for these type of programs, that way you can be surethat you will receive your investment back first. When investing into these sites, make sure that they follow 3'. 110% -200% a day: one day - two weeks. These are known as ponzi scams - straight out. What you basically want to do is follow the "Get In - Get Out" approach. Even though these programs offer 110-200%, it is really more like 10-100% of your profit due to the fact that your initial investment is usually not returned to you. If a HYIP Admin of such a program bites on the claim that the money generated back to the members are from trading and FOREX, don't even bother investing, the admin. is obviously lying and it isn't worth your time. If a program offers a referral rate over 10%, this most likely indicates that they are in a need of investors quick and that they
may have a shorter life span then normal. You will want to look for programs with referral rates of 1-7% as this is more safe. With that being said, you can still make money with programs offering referral rates of 10-15% if you use caution and are ready to pull out at any time.
5. Short term/middle term/long term. Short term: short term HYIPs are the fly-by-night HYIP's. They only last a few days and they usually have no real source of creating an income for it's members. Admins usually often run "games" which restart when the withdrawal percentage reaches a certain amount of money. The best way to profit from games is to deposit when the new round starts. You may want to wait two-three rounds to see if the program is legitimate, rather then investing in round one. As soon as a new round starts, you need to invest, being one day late can make the difference of receiving your money, or losing it all. Short terms are usually the riskiest, but if played right, can be the most profitable. You can identify short term/middle term/long term HYIP's in 4'. Middle term: these HYIP's usually last longer and usually offer fun twists and turns that not only make the HYIP interesting, but sometimes also fun. These can last up to months, and if you get in and out at the right time you can make a lot of money. Long term: these HYIPs usually last for a couple of months to years. These HYIP's offer the lowest amount of risk, however the highest amount of investment. You can make money with these programs if you know how to identify if the program will last a while. I do not recommend investing more then $1000 into any HYIP.

6. Due diligence. When I say due diligence I do not mean that you need to identify if the program is a ponzi or not. If you have learned anything from this e-book, it should be that almost all HYIPs are ponzis. However what I do mean by due diligence is take
what the admin gives out to you and identify if it's true or false. For example, if a program offers 10% daily, and the admin claims to invest members funds into FOREX, you can assume he is lying as, receiving such a ROI investment daily in FOREX is almost impossible. You can also use due diligence to further research the HYIP. If the admin says his program been around for months, you can check the status of the domain by using the site www.alexa.com if it shows that the website in fact been around for months, perhaps the admin is telling the truth. Some things to remember. Anything above 2% daily is hard to receive in any stocks/forex/etc.

7. Do not compound. You may think that you are making more money when you compound into HYIPs but in reality, unless that money is in your e-gold account, the money is not your money yet. This is why I do not recommend that you compound, and if you do at low amounts. If you compound, you basically allow the HYIP admin to hold on to your money longer, and this can make a the difference of you receiving your money, or losing it all. The only time you should compound is if you have reinvested in the program a couple of times and confident of the program. This law is short, but is one of the most important, compounding is dangerous, and until you develop your own HYIP investing strategy, and your own "terms of riding the Ponzi" I do not suggest doing such for beginners, otherwise you may keep on asking yourself why do you keep on losing all your money. If you still refuse to listen to the advice, I
suggest that if you DO compound, only do so in long term HYIPs, never in short-mid term HYIPs.

8. Initial Investment. When you first invest in an HYIP, the first thought in your mind is when are you going to be receive your initial investment back. Do not think about investing more, for the idea that you may earn more money. This is letting your emotions over-run you, which is something that you should not do. Your initial investment should not be compounded, and should be at the plan which you receive your money back the fastest. When you receive your initial investment, that is when you should play with your profits. If you want to come out ahead, put 75% of your profits back in. Doing so will allow you to earn some money, even if the HYIP closes and scams. If you come out at a loss, and are unable to receive your initial investment, look back at some things you did and what you could have done to avoid the loss. Identify the reasons that the program may have scammed earlier then anticipated and use that information in your future investment decisions with other programs. Compounding on profits is recommended, but not on your principal money. Compound on profits only this way you do not lose your initial investment. For each dollar lost, there is a new skill gained.

9. Reinvesting. After receiving your initial investment, you have the options of reinvesting the money, or if you are unsure about the HYIP at this point, you can keep the profits and reinvest it into another HYIP. When reinvesting in the program, you should only play with profits. Doing so is less risky as you are not risking your own money at this point. This means you can compound the money perhaps at 50%, put it in riskier plans, etc. For each payment paid, you should only reinvest the profits of the profits invested, that way, you always come out ahead.

10. Receiving Your Cash. You followed the above techniques, made yourself some money, and now you have a large sum of e-gold in your account and it's just stuck. How do you convert your money into physical cash? You have to do so via a third party exchanger. When you want to receive your e-gold, you will have to pay a small fee, and what you are doing is "selling" your e-gold. You can receive your money via bank wire, direct deposit or check but if you do bank wire or direct deposit you usually receive your money in 24 hours rather then having to wait for a check in the mail, which takes longer. You should cash out when you reach $200-$500 or more. This protects you against losing large amounts from hackers. Also be safe, and change your e-gold password frequently and scan for viruses, as many keylogger programs and phising websites are hijacking e-gold accounts at a tremendous rate. When investing in HYIPs make sure your password for the HYIP is not the same .

11. Invest or not. If you can yes to 7/10 of the below then you should invest in the program:
- Does the things the admin say match up with the HYIP?
- Does the admin backup his claims (for ex: investing in forex)
- Does the HYIP offer good support for it's investors?
- Does the admin hide anything from it's investors? If so, is there a reason why he is hiding them.

- Does the admin offer accurate claims of where the money is invested? Can he prove those claims.
- Does the admin tell the truth about the program? (Ex: If the site says it's created on 2002, was it really?)
- Are investors of the HYIP happy?
- Is there a 50:1 ratio on HYIP monitors? That means for every 50 good votes, there is 1 bad vote.
- Does the admin answer your direct questions on time?
- Does the admin admit that the HYIP is a ponzi?